Earning Durability Index (EDI)

Because You didn't spend years working toward a 6-digit salary just to loose it in the next round of layoffs.

EDI is Your career risk score.

How durable is your ability to keep earning when circumstances change?

Most professionals assume they're "safe" because they have a good job. But the real question is simpler:

If your current job disappeared tomorrow, how much of your life would fall apart with it?

Not just your paycheck, your financial stability, identity, proof of value, and access to opportunities.

Calculate Your EDI

By measuring and strengthening your Earning Durability Index (EDI) you reduce risk and protect your biggest asset. It's your career resilience score so you can future proof your lifestyle, independent of any one employer.

Why Professionals Need This Now

People don't stay at jobs as long as they used to


In the U.S., the median tenure for workers ages 25–34 was


2.7 years



Translation: even if you love your employer, you may not be there long. And they may not keep you long.

AI is reshaping work, and the danger is real


Organizations that are investing in AI has reached


88%



Translation: the market rewards people who work with AI. It leaves others behind faster than expected.

People aren't prepared for what's next


Number of workers that are using AI is lagging at only


21%



Translation: Employers aren't reliably training people for what's next. Waiting for your company to "develop you" is risky.


Sources: Bureau of Labor Statistics, McKinsey Global Survey 2025 , Pew Research Center survey from October 2025

What is the Earning Durability Index?

The EDI is a number that shows how much of your professional life only works because of your current employer.

It answers one blunt question:

"How much of my income, benefits, skills, proof, and access are trapped inside my current job?"

This is not a mindset exercise. It's a risk score—like a credit score, but for your career.

Even more important, once you have your score you can improve it. It's not about working more, it's about ensuring that what you do work on reliably follows you!

Low EDI

Fragile career

Most of your professional value is locked inside one employer

High EDI

Resilient, portable career

Your value and options travel with you, independent of any employer

In the past you may have accepted that dependence on your employer is just the way it is.


Those days are gone.


We show you how to stop "renting" your career from someone else and start owning your largest earning asset.

What the EDI Measures: The 5 Dimensions

Each area is scored 0–20. Total score: 0–100.

1

Income Stability

How dependent is your financial stability on one employer? Do you have a run way?

2

AI Strategy

Learning AI isn't technical, it's managerial. Are you ready to dominate the latest technology before it decimates you?

3

Visibility Outside Your Employer

Is your work known and are your skills valuable outside your current company—or would you be submitting resumes like everyone else?

4

Benefits Lock-In

What breaks if you lose employer-provided benefits? Do you and your family have a back up plan?

5

Network Dependency

Do opportunities only flow through your employer? Who can you contact outside employee email?



Dimension 1:

Income Stability

If you got laid off tomorrow, do you have a financial contingency?

High Risk (Score: 0)

100% of income from one job with little savings

Medium Risk (Score: 10)

Salary + meaningful outside income

Low Risk (Score: 20)

Walk Away Fund and/or Multiple income sources you control

Dimension 2: AI Fluency and Skill Portability

Are your skills valuable outside this specific company? Are you prepared to thrive with the latest technology?

Are you trained on internal-only tools and processes? Is your usefulness dying a slow death, as you focus on old ways of doing things, while the rest of the world moves on?

Or do you have skills that travel across companies—like decision-making, execution, strategy, and measurable outcomes?

Very soon your ability to successfully utilize and supervise AI enabled workflows will become a deciding factor in who companies hire, fire and promote.

Score: 0

Skills are mostly internal and company-specific

  • Proprietary software expertise
  • Internal process knowledge
  • Company-specific methodologies

Score: 10

Mix of internal and transferable skills

  • Ability to use AI to achieve real work results
  • Some industry-standard tools
  • Partial external relevance

Score: 20

Skills are clearly marketable anywhere

  • Strong ability to supervise AI enabled workflows with measurable outcomes
  • Industry-standard expertise
  • Universal competencies

Dimension 3: Visibility Outside Your Employer

Is your work known outside your company—or only inside it?

This isn't about being famous. It's about whether proof of your work exists where the market can see it.

If your wins live only here:

  • Internal review systems
  • Internal docs and dashboards
  • Private project trackers
  • Company-only presentations

…then when you leave, you leave your proof behind.

External proof could look like:

  • Personal Branding on LinkedIn and Socials
  • Public portfolio or case studies
  • Measurable outcomes you can share
  • Recommendations and testimonials outside HR systems
1

Score: 0

Proof of value is locked inside the company

2

Score: 10

Some proof exists publicly, but inconsistent

3

Score: 20

Clear evidence and personal brand exists outside your employer

Why this matters: If you lose your job and all proof is trapped inside, you start from scratch scrambling to prove your value with resumes and online applications. If your accomplishments are visible publicly all along, your value is already proven and ready to leverage as you move forward.


Dimension 4: Benefits Lock-In

What breaks if you lose employer-provided benefits?

This includes critical protections and perks that structure your daily life:

  • Health insurance coverage
  • Retirement contributions and matching
  • Life and disability insurance
  • Technical equipment for laptops and phones
  • Professional development budgets
  • Childcare or dependent care support
  • Mental health and wellness programs
1

Score: 0

Losing your job creates a major life disruption. Benefits disappear overnight or are very expensive.

2

Score: 10

Some benefits are portable or have alternatives. You have backup plans in place.

3

Score: 20

Benefits are portable or easily replaceable. Losing employer benefits is an inconvenience, not a crisis.

Dimension 5: Network Dependency

Do opportunities only flow through your employer?

This includes access to:

  • Clients and decision-makers
  • Meaningful professional networks
  • People who see your work
  • Real opportunities beyond online job boards
  • Industry relationships and connections

This connects directly to hiring outcomes: referrals gained through networking are 40% more likely to lead to interviews than online job applications. Ashby Study

Employer-Controlled

All client relationships belong to company

Network Limited

Professional connections only through work

Opportunity Gap

Job loss cuts future pipeline completely

Score: 0

Your employer controls almost all access. Lose the job, lose the network.

Score: 20

You have direct access that stays with you. Relationships are yours, not theirs.

Example EDI Scores

Low Durability

EDI Score: 22

  • Single paycheck
  • Job-tied benefits
  • Internal-only skills
  • No external proof of work
  • Access controlled by company

Interpretation: One layoff creates income shock + benefit shock + lifestyle disruption.

Medium Durability

EDI Score: 48

  • Salary + emergency fund or side income
  • Partial portable benefits
  • Transferable skills
  • Some external proof
  • Some direct connections

Interpretation: Job loss hurts, but doesn't wipe you out.

High Durability

EDI Score: 82

  • Walk away fund or Multiple income sources
  • Portable benefits plan
  • Skills that travel
  • Clear proof outside employer
  • Direct access to opportunities

Interpretation: Losing an employer is an inconvenience, not a crisis.

What You Do With Your Score

You don't need to quit your job to improve your EDI.

You improve it by lowering risk in one dimension at a time.

That's the Proactive Professional approach: build options while employed.

As explained below.

Build external proof of work

Document outcomes and share professional moments on public platforms (without releasing confidential info)

Conquer AI and Develop skills that travel

Invest in industry-standard tools and universal competencies that work anywhere

Grow relationships outside your employer

Build genuine professional connections that exist independent of your current role

Create a strong financial position

Use various techniques to build a walk away fund, invest for your future or leverage side projects that diversify your revenue

Make benefits less fragile

Build independent systems and explore portable benefit options for coverage of essentials

Get Your EDI Diagnostic

Want your EDI score?

I'll run your EDI diagnostic and give you:

  • Your score (0–100)
  • What's driving it
  • The fastest ways to improve it without blowing up your life
  • A 30/60/90 day plan to reduce risk

Calculate Your Score

Get your personalized EDI assessment across all five dimensions

Identify Your Risks

Understand which factors are driving your dependency, expendability and vulnerability

Build Your Action Plan

Get a structured 30/60/90 day roadmap to reduce risk systematically

Don't wait until you lose your job to discover how vulnerable you are. Build resilience now, while you have a run way.